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Subscription Audit Report

Written in-house · editorially graded

Every SkillsBank offering is written in-house — never scraped or crowd-sourced — and graded against a fixed editorial rubric in a separate grading step.

Dry-run test passed · Jun 15, 2026

Trigger check passed

Editorially graded · Jun 15, 2026

Ingests a user-supplied CSV of credit-card transactions and an optional JSON of usage timestamps, detects unused recurring subscriptions via merchant normalization and cadence heuristics, calculates annual savings, and produces a formatted DOCX audit report with ready-to-send cancellation email bodies for each flagged service. Use when a user wants to find and cancel subscriptions they no longer use, asks to audit their recurring charges, or shares transaction data and wants to know what to cut.

What you get

An installable SKILL.md file for your AI assistant. Produces a Word document (.docx).

Works in
Claude Code · Cursor
Native — drops into .claude/skills/
Copilot · Codex · Gemini CLI
Native — reads .agents/skills/
claude.ai — web & desktop
Upload the .zip in Customize → Skills
ChatGPT
Via a Project — paste into its instructions

See it in action

A real input → output sample

Example Input
I've attached my credit card transactions CSV. Can you audit my subscriptions and tell me what to cancel?
Example Output
**SUBSCRIPTION AUDIT REPORT**
*Prepared: 2025-07-14 | Source: transactions.csv*

### Section 1 — Audit Summary
| Service Name | Cadence | Last Charge | Last Activity | Status | Monthly Cost | Annual Savings |
|---|---|---|---|---|---|---|
| Spotify | Monthly | 2025-07-01 | | Likely unused | $10.99 | $131.88 |
| Netflix | Monthly | 2025-06-28 | | Likely unused | $15.99 | $191.88 |
| Adobe Creative Cloud | Monthly | 2025-06-20 | | Likely unused | $54.99 | $659.88 |
| Amazon Prime | Annual | 2025-05-15 | | Likely unused | $139.00 | $139.00 |
| **TOTAL** | | | | | | | **$1,122.64** |

### Section 2 — Cancellation Emails
--- Spotify ---
**SUBJECT:** Request to Cancel Subscription — Spotify
Dear Spotify Support Team,
My name is [YOUR NAME]. I am writing to request the immediate cancellation of my Spotify subscription. My most recent billing date was 2025-07-01.
Please cancel my subscription effective today and confirm in writing that no further charges will be applied to my payment method.
Thank you for your assistance.
Sincerely,
[YOUR NAME]

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