Skip to content
SkillReady to runPersonal Finance

Retirement Budget Workbook

Written in-house · editorially graded

Every SkillsBank offering is written in-house — never scraped or crowd-sourced — and graded against a fixed editorial rubric in a separate grading step.

Dry-run test passed · Jun 12, 2026

Trigger check passed

Editorially graded · Jun 14, 2026

Creates a personalized retirement budgeting Excel workbook (XLSX) containing assumptions, income, expenses, summary, and recommendations sheets, plus an automatically generated PDF summary. Use when you need a dynamic retirement budgeting model in Excel that incorporates your retirement income projections, expense categories, and key assumptions (e.g., inflation, investment return, longevity, withdrawal rate) and automatically updates calculations as your data change.

What you get

An installable SKILL.md file for your AI assistant. Produces an Excel workbook (.xlsx) and a PDF.

Works in
Claude Code · Cursor
Native — drops into .claude/skills/
Copilot · Codex · Gemini CLI
Native — reads .agents/skills/
claude.ai — web & desktop
Upload the .zip in Customize → Skills
ChatGPT
Via a Project — paste into its instructions

See it in action

A real input → output sample

Sample input
Income: Social Security $1,800 + pension $1,200/month. Expenses: housing $1,500, healthcare $400, food $600. Assume 3% inflation, 5% returns. USD.
Sample output
Sample output produced by the Retirement Budget Workbook skill
Produced by an AI assistant following this skill on the sample input above.
View the full output as text
Example Output
Retirement_Budget.xlsx with five linked sheets — Assumptions (your 3%/5% in editable blue cells), Income, Expenses, Summary with surplus/shortfall projection, Recommendations — plus a PDF summary. Items you didn't supply (planning horizon, savings balance) use clearly marked defaults on the Assumptions sheet.

Goes well with

Related