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RMD Calculator

Written in-house · editorially graded

Every SkillsBank offering is written in-house — never scraped or crowd-sourced — and graded against a fixed editorial rubric in a separate grading step.

Dry-run test passed · Jun 12, 2026

Trigger check passed

Editorially graded · Jun 14, 2026

This skill calculates Required Minimum Distributions (RMDs) for tax‑deferred retirement accounts and generates a detailed DOCX report with tax‑impact analysis. Use when you need an RMD calculation (IRA, 401(k), etc.) that complies with the latest IRS tables.

What you get

An installable SKILL.md file for your AI assistant. Produces a Word document (.docx).

Works in
Claude Code · Cursor
Native — drops into .claude/skills/
Copilot · Codex · Gemini CLI
Native — reads .agents/skills/
claude.ai — web & desktop
Upload the .zip in Customize → Skills
ChatGPT
Via a Project — paste into its instructions

See it in action

A real input → output sample

Example Input
I'm 68, born in 1955. IRA balance $80,000. Can you put together my RMD report? (No beneficiary details or other accounts.)
Example Output
A DOCX + PDF Required Minimum Distribution Report: your RMD timeline (first distribution at age 73 under SECURE 2.0), projected amounts by year using IRS Uniform Lifetime factors, tax-impact analysis at your bracket, and missed-deadline penalty warnings. The closing note lists items to confirm: beneficiary designation and any other tax-deferred accounts.

Goes well with

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