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Loan Comparison Workbook

Written in-house · editorially graded

Every SkillsBank offering is written in-house — never scraped or crowd-sourced — and graded against a fixed editorial rubric in a separate grading step.

Editorially graded · Jun 14, 2026

Generates an Excel (.xlsx) loan comparison workbook with interest-rate, fee, and repayment analysis, plus a summary recommendation and per-loan Debt-Service-Coverage Ratio when income and expense data are available. Use when you need a side-by-side financial comparison of two or more loan offers for refinancing, debt consolidation, or new-project financing.

What you get

A ready-to-paste prompt you can drop into your AI. Produces an Excel workbook (.xlsx).

Works in
Claude · ChatGPT · Gemini
Paste it in, fill the [brackets]
Any AI assistant
Works anywhere you can paste text

See it in action

A real input → output sample

Sample input
Comparing three $20,000 loans: 6.5%/60 months ($200 fees), 7.1%/48 months (fees unknown), 5.9%/72 months ($450 fees). I'd rather not share income details.
Sample output
Sample Excel output produced by the Loan Comparison Workbook prompt
Produced by an AI assistant following this prompt on the sample input above.
View the full output as text
Example Output
Loan_Comparison_Analysis.xlsx with four sheets: Assumptions (blue input cells), Comparison (true APR including fees, monthly payment, total interest per loan), Summary with the recommended pick and why, and Notes. The unknown fee is marked as an assumption; the affordability check is noted as skipped without income data.

Goes well with

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