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SkillReady to runFinance

Asset Allocation Report

Written in-house · editorially graded

Every SkillsBank offering is written in-house — never scraped or crowd-sourced — and graded against a fixed editorial rubric in a separate grading step.

Dry-run test passed · Jun 15, 2026

Trigger check passed

Editorially graded · Jun 15, 2026

Takes investment risk tolerance questionnaire results and generates a personalized asset allocation report as an editable DOCX (with a PDF rendering offered), including a named investor profile, sub-asset-class allocation table, historical context, behavioral framing, conflict flags, and regulatory disclosures. Use when a financial planner or investor has completed a risk questionnaire and needs a polished, client-ready advisory document translating those results into a concrete allocation recommendation.

What you get

An installable SKILL.md file for your AI assistant. Produces a Word document (.docx).

Works in
Claude Code · Cursor
Native — drops into .claude/skills/
Copilot · Codex · Gemini CLI
Native — reads .agents/skills/
claude.ai — web & desktop
Upload the .zip in Customize → Skills
ChatGPT
Via a Project — paste into its instructions

See it in action

A real input → output sample

Sample input
I have a client who completed the risk questionnaire. Their score was 34 out of 50. Time horizon is 8 years. Goal is balanced. They didn't specify their age or any other constraints. Can you generate the asset allocation report?
Sample output
Sample Word output produced by the Asset Allocation Report skill
Produced by an AI assistant following this skill on the sample input above.
View the full output as text
Example Output
Personalized Asset Allocation Report
April 14, 2025

Executive Summary: Moderate Investor, 52% equities / 41% fixed income / 7% short-term.
Risk Profile Assessment: Moderate need, Moderate capacity, High tolerance.
Profile Note: Allocation governed by time horizon and capacity constraints.
Recommended Asset Allocation Table: 21% Domestic Large-Cap, 7% Domestic Mid/Small-Cap, 15% International Developed, 9% Emerging Markets, 22% Investment-Grade Core, 9% Short-Duration IG, 5% TIPS, 5% International Developed Bonds, 7% Money Market / T-Bills.
Historical Context: 6.5–8.0% annualized nominal returns, −25% to −32% steepest drawdown.
Behavioral Framing: Losses experienced as twice as painful as gains, above-average comfort with market fluctuations.
Rebalancing Guidance: Annual rebalancing, ±5% drift threshold.

Goes well with

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